Dillon Haviland, financial advisor and certified financial planner at TBH Advisors, speaks with reporter Martha White about the best five-year CD rates for October 2023. “Having those CDs locked for a longer duration benefits clients who are a little skittish about the long-term outlook of the markets and the economy in general. For that five-year maturity, if we have someone who’s a little bit bearish, it might not be a bad idea for them to lock in that time frame just to give them that peace of mind,” explains Haviland.